Okay, I've resolved to just not buy bitcoin.
How did my account get knocked in credibility? just for asking? I never transacted with anyone last night.
Also, for the record, I'm in the US, and Coinbase's instant purchase is rejecting all credit cards currently:
https://community.coinbase.com/t/verified-credit-card-backup-stopped-working/10318/25Skrill is currently banned in the US, and localbitcoin charges usurious rates.
Thanks for wasting my time with no information, wish I hadn't put the time into this post or this forum at all.
Deuces, won't be back.