This account besides those price calculator its a potencial full member and can achieve easy the member rank,soo sure it would be good but full member accounts are worth around the ammount you asking but with those current rank no one will make it 0,025btc.
Good point. This is really from a lender's point. I can wait and see if there is anyone willing to loan the amount. It seems you typed in a hurry
Edit: I need to save time now. I decided to lower the loan amount.