Your message must be like this the staked message:

I am YOUR_USERNAME from bitcointalk.org, today is XX/XX/XXXX. I am asking for a loan from knowhow with my account ACCOUNT_NAME as collateral. If I default my loan, knowhow will be the new owner of my account.
Make it fast otherwise i will fund the loan tomorrow and will be a loan for 7 days not those period loan will be provided till day 21 as there is already 13 march.