Reading the BoE's speech[1] they seem quite open about what they're up to. The speech hints at the possibility of taking away the FSCS[2] and that it's possible for the man in the street to bypass the banks and bank directly with the BoE. It talks of how much more efficient the system will be, that's not surprising given the system now is only really fit for the age on the quill pen. They know this will shake up banks and there will be job losses, lots. All they can do is spell out what's possible with the technology, politicians will likely be making the decision regards things like the FSCS. I believe central banks want a better system, it's not in their interest to maintain the status quo - they know it's not fit for purpose and that there's a better way. YMMV.

As regards bitcoin vs rscoin. Competition is good, I'm sure free marketers and libertarians will agree. So we should now, hopefully, see bitcoin up its game.

[1] http://www.bankofengland.co.uk/publications/Pages/speeches/2016/886.aspx
[2] https://en.wikipedia.org/wiki/Financial_Services_Compensation_Scheme