Well, start making girl accounts and this dude will give you free 1btc.. -_-
Honestly, OP you have more money than brains if you think loaning to folks on the forums with no collateral will be profitable.
If you're feeling charitable why not give the BTC away..? Atleast then you won't be heartbroken when none of these loans come back.
He is not accepting 'No collateral' loan requests.