My advice to all of you is - you are using a distributed cryptocurrency whose strength is the ability to do away with the need for intermediaries and banks, so don't go looking for a bank. By all means learn how to properly secure and back up a wallet yourself before storing lots of money on your own PC, but use the cryptocurrency the way it was meant by using your own light or full node wallet. Install a wallet now and play with it with small amounts, but take my full advice of what else is required to make the most of it.