I've made 2% in 20 days lending to some dude ... wonder if he forgot he borrowed em?
Many times when I checked XMR lending rates have actually been lower than BTC lending rates.
I'm actually really puzzled by poloniex's handling of the situation. It seems if a borrower agrees to pay .1% a week ago and today there are multiple loans for .03% that poloniex would borrow an available .03%, kick back the borrowers .1% and pocket the .07% difference.
Very confusing to me why I am going on 20 days at .1% with XMR.
It doesn't work that way. Only when the trade is closed or the term expires is the loan paid back.