Opportunity loans to men and women, but uses criteria such as 'living on less than $2 a day' (70% of people in this circumstance are women), 'likelihood of repayment' and 'has custody of children' to prioritize loans.

"Numerous studies, as well as Opportunity’s experience working with women clients, support the prevailing view that women and girls create more developmental change for each dollar invested in them. Opportunity’s innovative microfinance programs and unique banking model have helped millions of women create or grow small businesses. While microfinance is available to both men and women entrepreneurs equally, the gains that women achieve are three times more likely to be invested in their children – providing a powerful generational multiplier that accelerates economic growth."