of course it' s better to invest your money, keep your money in a bank it's no more suitable unless you don't want to lose money, put your money in an edge funds and you can have good results
Money in the bank will get you years before getting some percentage in your investment except if you got a really large amount of money there. Investing in bitcoin would be a better choice for me.
i'm agree with you, all people will want to get more income by investment so like you said now is a good time to invest in bitcoin bcoz halving is coming closer