I used payza and it was not almost instant after the 5 days that it took to get from payza. I got my money less $48 something, fine, you took your fees. What I had issue with was the poor support. I got one sentence replies and no response for days after I did what was requested. Your support is not good enough if you are going to market yourself as a good company to use. I would not go back to Indacoin if you paid me.