I would go with bitcoin wallet because i can moove my money anytime,24hours a day without any restriction.Something that current banks wont allow you to,do .Besides that i can make my own investments and i wont have a monthly fee .
Lol with bank you can use internet banking to use bank in full and 24 hours non-stop. You do not need to go out to buy something. and besides, you do not need to convert anymore 