bank lives in fees of transaction, bitcoin is not.... yet.
thats why bank feels bitcoin is a threat.
Who said that bitcoin is a threat for bank? And valid links or proof? That threat thing is just a man made speculation and now spread so other readers adapt that thinking as well.
I don't think bitcoin is a threat to the bank both are clearly different. bitcoin will not be able to make the banks disappear or unused. that there is no correlation whatsoever.
I thought you did not have to pay a fee. if you send money to banks that have the same provider mate