To be honest, I feel like it's actually kind of ridiculous to take raising our children to that type of extreme. I just reverse image searched that house and it's worth $12,000. I'm not about to spend that kind of money on toys for my child to teach them home owner's insurance. If you really wanna do that, are you also going to be painfully realistic and teach them the pain of going bankrupt and living on the street if they lose that house? That's too much for a child to take in at such a young age. Forget it.