Guys, I have reported this guy to paypal with all the details via email.

I have talk with him on Skype.  I ask him all the details. So that I can report him to paypal.

He is saying that :

It is not from stolen credit cards or stolen accounts.
It is not from illegal activity or illegal product neither.
But, the chargeback % after 1 month is very high. So after 1 month your account will be useless.


* If it is not a illegal , not from stolen cc , or any other illegal products , then Why the balance will go negative ( charge back will happen ) and the account will be useless.  He don't explain this here .

Am I right guys ?