I am pretty tech-savy I know all shit about viruses and such...
I have windows 10 installed since its been out and never had any virus infect my pc but you never know what can happen in future so I think hardware wallet is best solution for me
just for the record i want to add that windows 10 is a privacy hazard. Microsoft has officially added their own keylogger to their windows. this doesn't mean viruses or any danger to your bitcoin, just that you should say goodbye to your privacy if you use windows 10.