I have too much of it to hold
I'm holding it for the future. I think it will be better saving bitcoins than actual fiat savings in the long run. I don't plan to cash out for fiat as soon as it rises significantly but would prefer to spend it on everything I need directly instead. Hopefully this will be a possibility in the near future.
Well you couldn't compare bitcoin with fiat in case of saving, because both of them have each different purpose. Saving bitcoin is same like an investment, and to get profit in long term. In otherwise with your fiat you won't get big profit for your saving.
Yes i agree with you, there are many different about both bitcoins and fiat. Fiat price always stable, only change because inflation. And bitcoin price always change and not stable. Because of that i holding my bitcoin because i'm sure the price will increase when halving is coming.