Most loans are for gambling so you might as well flip a coin when it comes to getting paid. The only redemption is you can often sell the bitcoin account for more than the loan.
that's why people said that loan bitcoin is too risky,because they loan it for gambling,we know that gambling is fivety percentage to won and fivety percentage lost,so you have double risk if loan bitcoin for playing gambling,its better to loan bitcoin for buy something,and make sure you have passive earning to pay it.