I think loan is a scam. An economy needs, only, free funding and a tax system and nothing else. Do you agree?
Why the banks dont give free money? Why they loan it?
uncontrolled people will ask for more money if bank give free money,almost all people are greedy,its the matter.
bank loan money for interest,they have big interest to get profit,its should not asked in future.
. So there is balance.