I say this must be balanced for both. some of the money we must invested to continue to grow our money.
You are definitely not trying to grow your money because that is a very stupid things to do. People will stop working to get money and let investment do what its worth when they are over 50 of ages therefore if you do what you have sugggested then probably you will have nothing at all by the age of 50
Nope I think we can do that. investment can work alone and it can be a passive income for you. it will not make us to be lazy
after investing. you just need to continue to work and save
perhaps in the near future you can collect many bitcoin