Because I cannot yet fabricate material objects from energy on this plane of existence.  I have no means of paying squall back, at this moment.

Why are we so focused on squall when this topic has nothing to do with my past mistakes with money and everything to do with a new way of life.  We're currently living on a planet with finite resources, by destroying earth, we are killing ourselves.  There's a way to manifest material entities into existence from the universe's infinite resources.  There's a way to live without killing ourself.  All it takes is everyone to believe, everyone to love.  When you believe, you can focus on creating the now.  When you think, you doubt, you focus on creating whatever negative reality you're connecting to.  Thoughts question why things are to an endless extent.  Thoughts disconnect you from what is.