to be your only owner of your money it is something really good and that is why i like bitcoin there is no controle from anyone in my money.
so i will chose bitcoin wallet because even if bank give profit for saving your money in it, it is hard to manage your money as you like.
i would choose bitcoin wallet too to hold all my funds though its a pity that you cant spend your bitcoins anywhere you want right now and thats a huge drawback i think
if there were more shops that would accept bitcoin i would definitely go with bitcoin wallet though i have to choose a bank wallet right now unfortunately