It's interesting to see people's perspective on crypto and how easily money is lost and services are here today, gone tomorrow. Something I think we forget to take into account with this industry and, investment opportunity, is just how easy it is to get involved yet we continue to compare it with other investment markets such as stocks and commodities both consciously and subconsciously.

For example, what would you consider a workable portfolio in the stock market that could produce extended future earnings, ie income, for an individual? $100K? $500k? A million or more in USD? If your talking about life long income or retirement, more than a million invested is really needed.

However, you can buy millions of crypto coins for pennys compared to stocks and traded commodities making it very easy to buy in. But, here's the rub, value and future value.  Our minds tend to play a dirty trick on us when we work with money and value. A million alt coins valued at a tenth of a cent is nothing like a million US Dollars yet, our subconscious doesn't see it that way. Our mind ignores the vast difference in value and tells us we must be making a great investment since we are getting so much for so little completely ignoring the vast difference in real value.

And, that's a problem.

Anyone can buy in and risk whatever they bought trying to manipulate the market, without risking much really. "Pump and Dump" has become so prevalent, yet totally illegal, that coins are created specifically for the purpose. Companies run by people with no financial acumen hold themselves out to be crypto-financial advisers applying unproven and untested theories to your money!

The only saving grace comes in two things: it's early, the industry needs to shake out and settle down and, believe it or not, regulation. We absolutely need to follow the rules that apply to what I will call the "real financial world" since we are quickly becoming that very world.

So, we invest, we buy, we gain, we loose. You have to look at it as a learning curve and be glad you not spending mega dollars to learn a hard lesson unless you play with Bitcoin itself, then, all bets are off, good luck!

In conclusion, Alts like DNotes are, without a doubt, the best way to build a future but, to those "instant gratification" types out there, it won't happen overnight. Building value and real use cases for a crypto takes time and an enormous amount of work. It also takes talented people fully committed to the task such as we have here.

In conclusion, I have, over the last year or so, consolidated my long term holdings down to about 8 to 10 coins that I continue to invest in and support. That from about 60 at the height of it all. I see this further shrinking to perhaps 5 with DNotes at or near the top. No instant miracle coins, no super high tech wonders, no overnight "to the moon" projects, just good old fashioned hard work, good marketing, committed development team and, good use case with ongoing development.

So, you pay to play but sooner or later, you pay to invest so your money can pay you back. Then you can play some more...

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