Being able to balance income with outcome will allow you to know how much from your salary isnt used to pay bill,soo those money need to go to saving and pleasure a part from both.
Yes there are plenty of excel spreadsheets online which you can use to monitor your income and outcome. From there you only have to make sure to make sure to cut back spending so you can safe more money. The more you save the better.
So avoid buying useless gadgets etc.
Yeah need to stop spending on something that is not important, and we need to postponed unwanted expenses to next month so that we would be able to save wisely.