It is in many cases way easier and less risky to invest with a 4 - 14 year time frame than to speculate with a 24 hour time frame.  Many of Warren Buffett's ideas about stocks can also be applied to crypto currencies. Here are his 9 rules http://www.fool.com/investing/general/2015/12/05/9-rules-that-helped-warren-buffett-produce-a-18261.aspx

Take for example (rule 1) the 50 year rule and apply it to both Monero and Bitcoin. Consider how much technology has changed in the last 50 years and then consider which one of Monero or Bitcoin is better placed to adapt to the technological changes for the next 50 years.