You do if you want to have physical in the Philippines.

The presumptions you guys make. Do you think I am total clueless idiot and I wouldn't know that.

When Jason Hommel was holding my silver it is because that was 2007 and I had only started gaining interest in precious metals in 2006 for the first time in my life. The first time I ever held a gold coin was in 2006. I had no clue where and how to buy the stuff and I got into it because of Hommel, so I trusted him. Obviously after the $21 incident, I learned very fast.

Realize at that time I was more interested in programming and technical pursuits and I viewed the management of my savings as a side show. So I wanted it to be convenient so it wouldn't disrupt my main vocation and interests. And I was also traveling to Asia and I didn't have any one to manage my affairs in the USA. And that is why I am telling you  I don't have the correct lifestyle and situation to be a speculator.