Well i believe the people who work with Western will open their eyes and see they can save yearly around 2000or more dollars doing the same service with bitcoin,send money to others,the thing is that bitcoin needs to be present at all countries soo a person can buy and sell bitcoins.
bitcoin isn't effective for a business nowadays since bitcoin not that popular on business,and just very few company which accept bitcoin,and as far as i know bitcoin would be effective for digital only,for physic people would prefer WU because they won't get bother for just exchanging their btc to USD which took quite high fee and the bank fee also