Why is this referred to as a "hoarding" problem? Why is saving not the correct term for this? To me, it's derogatory to call saving hording. At some point, the coins will be spent or sold. Hoarding is what those people on TV do, keep it until it is trash. Unless it's your plan to keep your BTC until you format them away, it's not hoarding.
Yep. The real problem is that some people would like to own more of the money of others, so they denigrate the decision of others to save by calling it "hoarding." There is no mathematical delineation between hoarding and saving. It's just a matter of choosing a disrespectful term to try to force the outcome you want, and using that disrespectful term to try to apply public pressure. There's no real such thing as "hoarding."