Been painfully trying to use spectrocoin.com debit card.

I got a promo code and was able to purchase a virtual debit card.  This part was pretty painless.

I had incorrectly thought that once I put some BTC in my account that I could use my debit card after a few confirms.  Not quite.

The procedure is:
1.  Transfer BTC into spectrocoin wallet
2.  Exchange BTC into USD in spectrocoin account
3.  Load Debit card from USB in spectrocoin account

Sadly, I am stuck on step 3.  1 and 2 don't require any verification.  I set the spectrocoin account up for email verification.  Now when I try to Load the Debit card, spectrocoin sends me a six digit key to my email.  The problem is that even with very fast email servers, I am not getting the email until 30-40 minutes after requesting it.  Sadly, the spectrocoin enter the code page times out way before that, so I am unable to Load my Debit card.  I can't even change the two factor authentication to my phone, which would hopefully be faster, since this also requires two factor authentication.  Thus, I am stuck.

I would prefer a debit card that keeps my BTC as BTC and only converts it to USD on Debit card use.