What is the relationship between this coin's devs and PayCoin (XPY) ?
The coin developer for ION has zero relation or affiliation to anything related to Paycoin or XPY.
So this Adam Matlack is a different Adam Matlack?

Adam helped write and edit the whitepaper, but is not a coin developer.
Is Adam "Disciple Maker" Matlack COO of ION?
You claim "the coining developer for ION has zero relation or affiliation to anything related to Paycoin or XPY." but the rest of the team seems to have strong ties to Garzabo, XPY and Paycoin.
https://bitcointa.lk/threads/new-lending-platform-bitlend-io.495894/page-11