Got it: there's a reason why speculative investments are labeled "High Risk."

The saddening - or sobering - part of it all is that folks who treat altcoins as penny stocks fall naturally into the habit of expecting "management" (the devs) into doing all the work. I have to confess that I'm struggling with this bad habit myself. It just goes to show you that "decentralized, peer-to-peer, permissionless" are not mere buzzwords: they're a new standard that's so disruptive that they require us to actually break a lot of habits - some of which we didn't even know we had.