I figured everything out when I took a walk this afternoon.

I'm not so sure...
Anyway, if you have to pick ponzi or pyramid, bitcoin is a classic pyramid scheme because all the information is available and members make money by finding new members.
However, this is true for any commodity. Housing is a pyramid scheme! If you want to make money in housing, get more people interested in owning a house. Yep, it should be illegal to own a house.