Not much can be done, since this is what is shown:

Don't lock yourself out unless you are addicted to gambling or something, as that is the whole point of the lockout system. For all MoneyPot knows, this could be just an excuse to gamble more as you might not be able to control yourself. I highly doubt moneypot will help you. Maybe send Moneypot a scan of your medical bill, and they *might* help you.