I would go for the safest way because I would never forgive myself if I would invest into something and in the end I would lose my money.
So I would just save my money in the bank where it is safe.
What makes you think that the money currently deposited in your bank account is 100% free from risk? Remember Cyprus? I have seen posts here in Bitcointalk, by bank account holders who lost more than 80% of their life savings. Check this one:
https://bitcointalk.org/index.php?topic=160292.0Even if there is no haircut, now a number of banks offer negative interest rates. You need to pay the banks for storing your money in the savings accounts.