If it's something made by the government or by banks then you should definitly know that it won't be private and they will have control of everything just like the banks right , nothing much will change .
and for what comes to the Paper money I don't think it will dissapaear , maybe on some countries yes but worldwide ?definitly not because some countries don't even use Credit cards for their transactions so ... yep
Future of paper money will vanish or destroy for the digital system, If you follow up just few things it almost gone,because of Visa Card Credit card ect. So in the future for all of the world will be a Digital system.