So your statement implicates that you are holding more BTC than $ or
let's say my net worth is $100,000 and keep 5% in cryptocurrency ($5,000)
within that 5%, i have to decide whether i want to be holding 90% in btc ($4,500-worth) vs. 10% in xmr ($500-worth) or 50/50 or some other allocation.
if i think that xmr is severely overvalued against btc, then i will do 100% in btc ($5,000 in btc). if i think that xmr is undervalued, i may go 100% xmr ($5,000 in XMR).
let's say that another 30% of my net worth is in precious metals. if i think that silver is severely undervalued compared to gold, maybe i will put the whole $30,000 into silver. when silver rises against gold, i will sell some silver and buy gold.
in this example, cryptocurrency is still only 5% of my net worth, but i am still thinking about XMR in terms of BTC. even though precious metals are only 30% of my net worth, i am thinking of silver in terms of gold. it doesn't imply that >50% of my net worth is in cryptocurrency. nor does it imply that >50% of my net worth is in precious metals.
i understand why some people think of xmr in terms of dollars. you should try to understand why others think of it in terms of btc.
The only problem with your example is that Monero has a much bigger chance of becoming worthless than silver. I would be comfortable holding 100% silver, but much less comfortable being 100% in Monero. In fact I was 95%+ once in Monero, but I wouldn't recommend it to anyone
