If you want to borrow a Bitcoin you have to be sure that you cant lose some money with it otherwise that will be sin to you and that is the baddest thing that will happen if you lose money. So you need also a bit luck if you want to earn more money with Bitcoin and patience is also important.
You don't have to be that lucky in able to learn, what you need is knowledge. Once your borrow bitcoin, you must know what to do and where to
spend it and also give value for every satoshis you borrow. If you will do it, for sure you will become productive.