How will you repay the loan if the ICO investment doesn't make you some profit?
If you offer your account as collateral you would have a better chance.
Repayment is not linked in any way to ICO outcome: I will receive some BTC payment within midnight.
Why don't you use the bitcoins you will be receiving by midnight to invest in the ICO instead of asking for a loan?
You mentioned in the OP that you will repay the loan in 3-4 hours. Why do you need a loan if you will get some BTC very soon.