There is a cap to the maximum security possible on secp256k1 at n/2 of key size.
256 bit keys therefore only provide 128 bits of security.
Anything more than 128 bit for bitcoin is just "feel good" territory.
Isnt that worrysome? Most crypto systems already uppgrade to 2048/4096 bits and we are still stuck at 128 bit?
At least does electrum have key stretching to make brute force slower?
No.
Comparing prime factorization (actually, just guessing primes and multiplying normally lol) to Elliptic Curve multiplication (which is actually like 20 multiplications, 15 divisions, and a bajillion mods for each operation) is like comparing apples and oranges.
128 bits of security for ecc is fine. It would take me millions of lifetime-of-the-universe-thus-fars to guess 128 bits with my computer.
In comparison, 128 bit RSA encryption would be a joke if anyone used it today.