Not a scam dude just extremely desperate, as far as getting a job at mcdonalds goes they don't hire felons. And as far as loaning someone i just met a thousand dollars goes. I used to do it all the time fronting weed to people, most times people payed me back. Several times people fucked me out of tens of thousands of dollars regardless of of how long I knew them. In this case the lender is protected.  Since I have collateral, and I would sign documents stating my intentions of repayment. The lender can sue me in court or keep the collateral. Being that this is a legal matter the court would side with the lender as long as they have proof of the agreement. Haven't you ever watched judge judy? As long as its documented the lender has proof of the debt and can proceed with suing the lendee. I know there's people out there with the ability to help. I used to do it all the time, money is a tool to be used to generate more money. It doesn't do anything sitting around by it self.