Do you have a business plan? How much capital are you putting in yourself? You are going to have to give up at least 50% ownership to secure a 325K loan if you are not contributing any capital. Why are you buying a building? Why not just lease to start if the business is so profitable? When I started my latest company 10 years ago I had all kinds of venture capitalists offering me capital for 25%-50% of the company. Instead I maxed out 20 credit cards and made it happen. The cards were paid off in the first year of operation.