I've been looking at ways to invest my Bitcoin, and I've come across several lending sites that look legitimate and promise to bring me a fair, legitimate return. (Loanbase and btcjam)
Your money invested on peoples loan are no guaranteed by the site itself. Its just a platform. Getting a repayment still depeds on the borrower. If you want a safe platform to offer a loanthen best is to just start your thread here. I will suggest you to always ask for a collateral. If not, you can also try btcpop. They hae an option for a collateral loan so it's the safest way to invest in someones listings.
You right but for someone 100% is enough to secure loan. for me minimum is 120-130%
Problem with loan sites is simple, the care only about their cut.
But well said about starting thread on BTCtalk. OP look for big loaners here and check their threads. Do not loan without collateral ever!!!
be safe and respect what you have in pocket(wallet).
If you smart you wont loose.