of course it is very risky.
at first they wanted to borrow money or bitcoin we have to face that really should be loaned out, and when they have money, they probably will not return and instead use it for other purposes. beware lending
Loans can be very risky but only for the people that cannot pay it back, if you you that you are able to pay it back that you have no worries. If you think that you are not able to pay it back then you should not take a loan.