Something that I really recommend doing to anyone is to keep a reasonable buffer of savings for emergencies and invest anything you can basically spare to invest.
I try to save at least 10% of what I earn each month and I invest anything left over after living expenses and costs etc.
Yes, if you are able to distribute your money to invest in different places then it will be more efficient in your earning profits plus another will stand when the other stops there service also so this strategy will be better and safe for investing in any type of services !