It amazes me that people are still viewing the price in terms of fiat.... Why would you dream about "cashing out" big time to go back to such a broken currency such as the USD and other fiat? This currency allows us to never have to deal with fiat again and can be ensured it is secure and private.
Thing is as long as your merchant around the corner does not accept you monero payment people will have to use Fiat. Any CC that achieves this will be truely mass adopted.
I would love to live without fiat currency, but how? e.g. I want to buy a house, how can I do that with XMR or bitcoin? I think maybe there are a few hundred properties worldwide I can pay for using bitcoins, but I don't know anyway to pay for a large purchase like a house in my town without using fiat. If someone knows a (private) way let me know, then I'll never think of fiat valuations ever again