Well, I really don't think that it is a good idea to save money in something like fiat currencies. They depreciate over time, and even if you put your money inside a bank you're just scammed under the fractional reserve system.
Save your money under bitcoin instead, it is a great store of value.
That is an investment, it is less appropriate if it is called money-saving. As an investment, you can lose your money. How is this so-called saving money if you actually risking your money?