Well, I really don't think that it is a good idea to save money in something like fiat currencies. They depreciate over time, and even if you put your money inside a bank you're just scammed under the fractional reserve system.
Save your money under bitcoin instead, it is a great store of value.
Bank scammer? i think banks are save than investing bitcoin and save your money in bitcoin wallet..
Banks locally is safe because of we have regulation locally and we can report it easily than bitcoin we have no power to start a case with bitcoin if bitcoin will be down in the future..