Not exactly "took from husband" as the HELOC is in both our names. It's more like "took money from join checking account without bothering to ask my husband." I hear it is a very frequent problems with guys who have wives (my SA goon friend's wife maxes out his cards all the damn time). At least my money wasn't being thrown away on something useless, and was put into what was a fairly secure investment at the time.

P.P.S. Not only am I the financial expert in the family (saved parents a few $10k through refinances and other financial tricks, bailed friends out financially, etc), I also fully fund my husband's IRA ever year, and let him keep the resulting $2,000 tax return that he gets from it (that's on top of the $500/paycheck I put into my own 401k. Retirement first, Bitcoin as a bonus second). I'm not all bad