I saw:
days rate amount
21 39.99% usd1495
21 days rate is 39.99/365 x 21 = 2.3% ?
you mean if you use the loan for the 21 days ? (i suppose you mean that) then yes is 2.3% for the 21 days
1495*39.99%=597.8505
597.8505/365=1.6379
1.6379*21=34.3959
1495*2.3%=34.385