IT is verry useful to borrow bitcoins right now because the price of the bitcoin is great to buy them now because i know for sure
That the price of the bitcoin will rise allot at the end of this year so if you want to borrow some do it Now.
I would say today is not the right time to borrow bitcoin, because the price today is somewhat low. So whenever for the next days,
the price will just pump and you are able to pay that amount also on the value of bitcoin that time plus interest.