i think there's no need to deposit it to metrobank, kung gusto mo naman gamitin ito pambili ng gamot. coins.ph has variation of option for to choose in order to cash it out.... so far, remittance option has been effective and efficient with me, dahil makukuha mo kaagad ang pera.... anywhere....and asap... pili ka lang cebuana or mhluier or palawan express... merun din naman silang option na widrawal via banking merun din silang metrobank doon....  anyways... I hope you can find solution to problem... GOd Bless po.. and Gudluck